I’m turning 65. Will I start receiving Medicare?
Medicare is the United States’ federal health insurance program for people ages 65 or older.
There are several “parts” to Medicare that contain different coverage. These include Medicare Part A, Part B, Part C and Part D, with a Supplemental plan available.
Learn more about Medicare Parts
As you inch closer to turning 65, it is important to start doing your research, paying attention to enrollment periods and trying to decide which plan will work best for you and your needs. Don’t confuse Social Security retirement income benefits, which you are eligible for at age 67, with Medicare.
To be eligible, you need to be a US citizen, or a permanent resident having lived in the United States for at least 5 continuous years.
If you are under the age of 65, you may still be eligible. Take our quiz to see if you qualify to receive Medicare right now.
Your Initial Enrollment Period (IEP) is a seven-month period of time. It begins three months before the month of your 65th birthday. It also includes the month of your birthday and the three months following your birthday month. Enrolling during this time will help you avoid any late enrollment penalties.
During this time, you can enroll in Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C).