Each year, Medicare goes through changes. Whether it is updates to the traditional parts of original Medicare (Part A and Part B), or an evolution in Medicare Advantage plans, change is seemingly inevitable from year to year. 2023 is no different. There’s a mixed bag of positives and negatives of what’s in store for the people who are covered. Part B premiums and deductible decrease In 2022, the Medicare [...]
The Medicare system has been around for over 50 years, but that doesn’t mean it’s easy to understand. Oftentimes people try enrolling on their own without any assistance, the process can be hard to understand and the end result is that Medicare Advantage plans get a bad name. Many people enroll and are happy with the benefits specific to their Medicare Advantage plan. Unfortunately, a large number of people [...]
Tens of millions of Americans on Medicare may be missing out on desperately needed help paying for rent or utilities. See if you qualify and get this benefit as soon as the first of next month. Medicare is rapidly expanding its benefits, but it is so complicated, few people know this new benefit is available to them. In Medicare-speak, help with rent and utilities is called "General Supports For Living." [...]
Finding a good doctor can be challenging. Many people change doctors over the years until they find one they trust, feel comfortable and confident with. So it’s no surprise that when we start to age into Medicare, we wonder – and worry – if our beloved doctor will accept Medicare. The truth is, not all doctors do accept Medicare for the patients they see. This can be problematic as it [...]
You’ve heard it a million times: exercise is good for you. So good in fact, that it’s something you should aim to do daily. The science is there. There are countless studies proving the countless health benefits associated with exercise. And truly, it becomes even more important as we age. On top of the benefits we’ve outlined below, physical activity will also help you maintain your independence as you age. [...]
Assisted living residences are housing facilities for people with disabilities or for adults who can’t or who choose not to live independently. They provide supervision and assistance with activities of daily living. The cost of Assisted Living Facilities nationwide can vary from $2,000 - $5,000 per month. This can obviously become costly quickly, forcing people to ask if Medicare will cover the assisted living. Medicare, a type of health insurance for [...]
Did you know you don’t have to be 65 to qualify for Medicare? That’s right, Medicare Disability Plans are issued to anyone that has been receiving Social Security Disability Income for 24 months. On the 25th month, you automatically get put on Medicare. But you get put on Original Medicare, Parts A and B only. And here’s the thing no one has taken the time to tell you. While Original [...]
A chiropractor is a health care professional who performs adjustments (also referred to as manipulations) to the spine or other areas of the body. Their goal is to correct alignment of the body and ease pain. Many people visit a chiropractor to treat back pain, neck pain or even headaches. This can be a preventative service, or as result of a bad injury or accident. As chiropractor treatment methods become [...]
Medicare can cover a lot of needs as you age. Even still, sometimes it gets a bad rap because of what it doesn’t cover. Because these are needs many of us have, or will have, as we age, it’s important to know what Medicare won’t cover. Here are 4 things to keep in mind: Hearing Aids It’s estimated that nearly two-thirds of people over the age of 70 are affected [...]
You probably have so many questions when it comes to Medicare. What plan is best for you? When do you apply? What do the different Medicare Parts mean? What benefits am I eligible for? One question you might not have in mind at the beginning of the process, but might come up in the future, is whether not your Medicare plan will cover home health care. To be eligible for [...]