As we age, our vision changes. Unfortunately, it’s usually not for the better. It’s common that the older we get, the more likely we are to need eye care, and/or eyewear. Many individuals think these regular, annual exams would be covered under Original Medicare. This is not the case as not all plans, or areas of coverage, are the same. This is why it is very important to refer [...]
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). You are eligible for Medicare if you are a citizen of the United States or have been a legal resident for at least 5 years and: You are age 65 or older and you or your spouse has worked for at least 10 years [...]
A lot of people confuse Social Security with Medicare, but they are completely different programs. To start, here is what they have in common: Individually funded by payroll taxes Provide benefits to people who are eligible Help people with certain disabilities But more importantly, here is how they differ. Social Security A federal program that provides benefits for retirees who have worked and paid Social Security taxes for at least [...]
As you get closer and closer to turning 65, you might question whether or not you need to enroll in Medicare. Do you need to enroll or will you be automatically enrolled? If you are collecting some form of Social Security, whether that is due to retirement or disability, you are automatically enrolled in Medicare Part A and Part B when you become eligible. You become eligible when you turn [...]
Your Medicare card is proof of your Medicare insurance. Once enrolled in Medicare, you’ll get your red, white, and blue Medicare card in the mail, usually 3 months before you turn 65 if you are automatically enrolled. Your Medicare card shows that you have Medicare health insurance, including whether you have Part A (Hospital Insurance), Part B (Medical Insurance) or both. Your Medicare card will also show the date your [...]
While Medicare is likely a term you’ve heard, you might not exactly know what it is. And with that, you might not be sure if you are eligible and or when and how to enroll. In simple terms, Medicare is a government health care program for people 65 and over. What people don’t know is that millions of people under the age of 65 may also be eligible for [...]
When enrolling for Medicare, we are all faced with two options: Original Medicare or a Medicare Advantage Plan. Which should you elect? This blog will compare the two plans to help you make a decision. In some ways, the plans are very similar, but they each have their unique benefits. In short, Original is the traditional program offered directly through the federal government. Advantage are the private plans that [...]