About Kristy

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So far Kristy has created 55 blog entries.

Can I Save Money on Medicare?

After turning 65, and enrolling into Original Medicare, there is a period of time where you are able to change your plans. Many folks choose to change plans to get more benefits. The biggest reasons we hear for people wanting to change include not having enough benefits for routine vision, hearing or dental. Additionally, people who are traveling internationally are realizing that they don’t have any coverage - even with [...]

2020-11-25T22:58:30+00:00Medicare, Retirement|

What Does Medicare NOT Cover?

As you turn 65 and start utilizing your Medicare, you will find that while there are plenty of things your Medicare covers, there are things it doesn’t cover. If you are coming off an employee health care plan, you might be surprised to learn that Original Medicare, Parts A and B, don’t cover everything your employer plan did. This doesn’t mean you can’t get coverage for those things, it simply [...]

2020-11-25T22:46:17+00:00Medicare|

Find a Medicare Plan You’ll be Thankful For

Every year for Thanksgiving, we fill up our plates with turkey, mashed potatoes, and cranberry sauce and gather around the table to eat with loved ones. We talk about football, the weather, family memories, and even, Medicare? We tend to turn to family and trusted friends for advice on any big decision. This includes what Medicare plan and insurance carrier they should go with. Considering the fact that once you [...]

Protect Your Family with Life Insurance

You might think that life insurance is just another expense. Or maybe, you might think that you’re too young to worry about it until later in life. Here's the truth. Life is unexpected. Things can happen in the blink of an eye that can forever change your and your loved one’s lives. We buy life insurance because we want to know our loved ones are going to be cared for [...]

2020-11-18T21:17:16+00:00Life Insurance|

Don’t Delay on Medicare Part B

Ahh, Medicare. Its complexity is what makes it so wonderful and yet so, well, confusing. Today, we hope to help break down any confusion around Medicare Part B. A large majority of folks wait around for a letter to tell them if they need to sign up. We hate to be the ones to break this to you but, there is no letter. So will you be automatically enrolled? Or [...]

Do I need Medicare if I am a Veteran?

First and foremost, we would like to take  a moment to thank our veterans and their loved ones. Your selfless act of bravery does not go unnoticed and we are forever in awe and thanks of your dedication to your country and its citizens. Thank you. In honor of Veterans Day, did you know that you can have both Medicare and Veterans benefits? That’s right! The only catch is they [...]

Do All Doctors Take Medicare?

Finding a good doctor can be challenging. Many people change doctors over the years until they find one they trust, feel comfortable and confident with. So it’s no surprise that when we start to age into Medicare, we wonder – and worry – if our beloved doctor will accept Medicare. The truth is, not all doctors do accept Medicare for the patients they see. This can be problematic as it [...]

Will Medicare cover Naturopathic Treatments?

Natural medicine is becoming more and more popular, and more and more recognized. People are seeing the value in holistic and functional medicines and opting to work with naturopathic doctors over traditional, western doctors. Naturopathic medicine is a system that uses natural remedies to help the body heal itself. It embraces many therapies, including herbs,  acupuncture, and chiropractic services. The goal of naturopathic medicine is to treat the whole person [...]

2020-11-13T18:42:52+00:00Medicare|

Do I Need Medicare If I’m Not Retired?

Life is expensive. Bills add up quickly; cable, subscription services, gas, phones, gym memberships, and handfuls (and handfuls) of others. Because of this, many Americans are working past the age of 65, bumping their retirement age back further and further to afford the cost of living associated with modern day living. If you are still working at age 65, here are a few things you need to know about signing [...]

2020-11-09T21:07:19+00:00Medicare|

Does Medicare Cover Pre-Existing Conditions?

Health is wealth. If you are turning 65 and are still healthy, count your blessing! The National Health Council estimates that 133 Americans have a chronic illness, more than 40% of the population. This number is only estimated to grow. So what happens when you are reaching Medicare age and need coverage? Can you obtain Medicare if you have pre-existing conditions? Original Medicare covers all pre-existing conditions if you sign [...]

2020-11-03T21:15:47+00:00Original Medicare|
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