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So far Kristy has created 63 blog entries.

Don’t Let Medicare Overwhelm You

Medicare has been around for 50 years. You’d think in all that time, things would have gotten easier, but sadly, it’s just become MORE confusing and more complicated. If you are approaching 65, you’ve likely started getting bombarded with calls, emails, and direct mail pieces. As you start looking over them, you’ve probably gotten confused more than once by the terminology, multiple dates to remember, enrollment instructions, and part options. [...]

Stick to Your New Year’s Resolutions

Are you someone who enjoys setting New Year’s Resolutions? You are not alone. In fact, according to Finder.com, “an estimated 188.9 million adult Americans (74.02% of the population) say they’re determined to learn something new, make a lifestyle change or set a personal goal in an effort to better themselves in 2021. The top six categories that keep us to this holiday tradition relate to money, health, career, self-improvement, family, [...]

2021-01-04T18:24:29+00:00Lifestyle|

Save Now. Retire Later.

After the year we had, filled with anxiety and stress, we are all dreaming about retirement. The days when we don’t have to worry about deadlines, last-minute projects, or being called into our boss’s office unexpectedly. As much as we all dream about retirement, it takes a lot of planning and saving to be able to truly enjoy it. Have you started saving? What can you do to help get [...]

2020-12-21T20:48:53+00:00Lifestyle, Medicare|

Save Money in 2021 With These Tips

Many of us are going to be setting New Year’s resolutions in the upcoming year. From losing weight, to quitting smoking, to saving money, we all set our sights on accomplishing big things in the year. If your resolution is to save money, we’ve put together a few tips to help you. Finding new ways to save money can be frustrating and you may feel like you’ve already tried everything [...]

2020-12-17T07:38:29+00:00Lifestyle|

Does Medicare Cover Service Animals?

There are approximately 500,000 service animals helping people in the United States.  These dogs are incredible thanks to much training. Not to mention, dogs are amazingly awesome even before training. A service dog can detect if someone with diabetes has dangerously low blood sugar, help guide visually impaired folks to wherever they want to go, cope with PTSD or sever depressions and even protect a handler who is having a [...]

2020-12-11T18:24:07+00:00Medicare|

Turning 65? Get Ready for Medicare!

If you are a US citizen age 65 or older and need medical insurance, congratulations! You are eligible to enroll in Medicare. Medicare is separate from your Social Security application for income benefits. You age into Medicare at 65, regardless of whether you are taking your retirement income benefits yet. However, don’t expect Medicare to notify you when it’s time to sign up. You need to be mindful of the appropriate [...]

Are You Getting All The Medicare Benefits You Can?

Did you know most people aren’t getting all the Medicare Benefits they deserve? Many folks are automatically enrolled in Medicare when they turn 65. Original Medicare, Parts A and B, cover many expenses.  In general, Part A = inpatient hospital coverage Part B = outpatient medical coverage Part C = known as Medicare Advantage, available through private companies Part D = prescription drug coverage However, what if we told you that you could get [...]

Don’t Miss Out On Medicare Benefits For Another Year

You are in the final week of Open Enrollment for Medicare. From now through December 7, anyone enrolled in Medicare can make changes to their plans. Why bother with the headache of researching and changing your plan? There are incredible benefits available to certain persons, based on where you live, your needs, budget, and conditions. You may be eligible for benefits like dental, vision, hearing, an allowance for every day [...]

2020-12-08T02:54:48+00:00Open Enrollment|

Can I Save Money on Medicare?

After turning 65, and enrolling into Original Medicare, there is a period of time where you are able to change your plans. Many folks choose to change plans to get more benefits. The biggest reasons we hear for people wanting to change include not having enough benefits for routine vision, hearing or dental. Additionally, people who are traveling internationally are realizing that they don’t have any coverage - even with [...]

2020-11-25T22:58:30+00:00Medicare, Retirement|

What Does Medicare NOT Cover?

As you turn 65 and start utilizing your Medicare, you will find that while there are plenty of things your Medicare covers, there are things it doesn’t cover. If you are coming off an employee health care plan, you might be surprised to learn that Original Medicare, Parts A and B, don’t cover everything your employer plan did. This doesn’t mean you can’t get coverage for those things, it simply [...]

2020-11-25T22:46:17+00:00Medicare|
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